W jakim okresie upadłość konsumencka jest prawdopodobna?

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Dodany: 2018-02-21
Kategoria: adwokat rzeszów

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 W jakim okresie upadłość konsumencka jest prawdopodobna?

 W jakim okresie upadłość konsumencka jest prawdopodobna?

Upadłość konsumencka to znakomite rozwikłanie dla rzeczywiście każdej jednostki, która jest niewypłacalna. Stosunkowo niedawno, albowiem z perspektywy ogłoszenia bankructwa mogły skorzystać tylko podmioty pałające się wykonywaniem działalności gospodarczej. Natomiast z końcem grudnia 2009 roku taką możliwość mogą mieć również osoby indywidualne- konsumenci. Przez wprowadzone regulacje do ustawy o prawie upadłościowym i naprawczym nasz kraj dołączył do krajów Europy Zachodniej gdzie podobne mechanizmy działały już z dużym powodzeniem od mnóstwa lat.

Jak zaznaczają, bowiem specjaliści z branży finansów i bankowości problem niespłacanych długów narasta w naszym kraju od dużej liczby lat. Naturalnie nie możemy zapomnieć o rzymskiej zasadzie prawa, która powiada, iż kontraktów trzeba dotrzymywać jednakże z 2-iej strony powinno się również wziąć pod uwagę sytuację, ludzi nadmiernie przekredytowanych, które nie posiadają faktycznych szans na zwrot swych zadłużeń. Taki stan rzeczy natomiast generuje to, że uciekają one ze swymi dochodami do szarej strefy. Rozwiązaniem, zatem w takim wypadku jest upadłość konsumencka.

Niesłychanie często, bowiem osoba bedąća w długu na kilkadziesiąt lub też kilkaset tysięcy złotych jest skłonna wyprzedać resztkę swojego majątku, żeby całość długu została umorzona. Wszystko się, albowiem sprowadza do tego, iż upadłość konsumencka zapewnia zadłużonemu „nowe” życie, bez zadłużeń, bez męczących telefonów od windykatorów a przede wszystkim bez zajęcia komorniczego.

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