Upadłość konsumencka pierwsze orzeczenia sądów

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Dodany: 2018-02-19
Kategoria: adwokat rzeszów

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 Upadłość konsumencka pierwsze orzeczenia sądów

 Upadłość konsumencka pierwsze orzeczenia sądów

Upadłość konsumencka to znakomite podejście dla w zasadzie każdej jednostki, która stała się niewypłacalna. Do niedawna, albowiem z opcji ogłoszenia bankructwa mogły skorzystać tylko i wyłącznie podmioty pałające się wykonywaniem działalności gospodarczej. Natomiast od końca grudnia 2009 roku taką perspektywę posiadają także osoby indywidualne- konsumenci. Poprzez przedłożone przepisy do ustawy o prawie upadłościowym i naprawczym nasze państwo dołączyło do krajów Europy Zachodniej gdzie tego rodzaju rozwiązania funkcjonowały już ze sporym powodzeniem od mnóstwa lat.

Jak podkreślają, bowiem fachowcy z branży pożyczek i bankowości problem niespłaconych długów narasta w naszym kraju od dużej liczby lat. Naturalnie nie możemy zapominać o rzymskiej regule prawa, jaka mówi, że kontraktów należy dotrzymywać jednakże z drugiej strony warto także wziąć pod uwagę sytuację, osób nadmiernie przekredytowanych, które nie posiadają faktycznych szans na zwrot swoich deklaracji. Taki stan sprawy z kolei generuje to, iż uciekają one ze swymi przychodami do szarej strefy. Rozstrzygnięciem, wobec tego w takim wypadku jest upadłość konsumencka.

Niesłychanie często, bowiem osoba zadłużona na kilkadziesiąt albo też kilkaset tysięcy złotych jest skłonna wyprzedać resztkę indywidualnego dobytku, żeby reszta niespłaconego długu została umorzona. Całość, bowiem sprowadza do tego, że upadłość konsumencka gwarantuje zadłużonemu „nowe” życie, bez zadłużeń, bez uciążliwych telefonów od windykatorów a przede wszystkim bez zajęcia komorniczego.

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