Upadłość konsumencka dla szarego Kowalskiego

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Dodany: 2018-02-23
Kategoria: adwokat rzeszów

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Upadłość konsumencka dla szarego Kowalskiego

Upadłość konsumencka dla szarego Kowalskiego

Upadłość konsumencka w 2016 r. to niesłychanie namiętny temat, szczególnie wśród osób, które w przeszłości zaciągnęły sporo zadłużeń a obecnie nie radzą sobie z ich spłacaniem. Można, dlatego zaryzykować w tym miejscu pytanie, z czym wiąże się tak ogromne zainteresowanie właśnie tą instytucją ustawową (gdyż przepisy te zostały zainicjowane już z końcem 2009 roku kalendarzowego). Jak się, bowiem okazuje wszystko jest powiązane z nowelizacją tych uregulowań ustawowych, która nastąpiła w grudniu 2014 r. Od tego momentu mechanizm ogłoszenia upadłości uległ zauważalnej liberalizacji, przez co może z niej skorzystać coraz więcej jednostek posiadających spore kłopoty ze swoim długiem.

Dla tego przykładu objawia się, iż rok 2016 jest rokiem zmiany, jeśli chodzi o upadłość konsumencką. Na chwilę aktualną możemy, bowiem już liczyć postanowienia sądów w tym temacie na setki przykładów (w początkowym roku funkcjonowania przepisów było to zaledwie kilkanaście postanowień na kilkaset sporządzonych wniosków). Jesteśmy w stanie dojrzeć, iż sądy coraz przychylniej podchodzą do problemów osób przekredytowanych.

W praktyce jak się, albowiem okazuje upadłość konsumencka jest jedynym sensownym rozstrzygnięciem dla osób, które popadły w pętlę obciążenia i nie mają realnych szans na zwrot swojego obciążenia. Każdy, kto posiada, chociaż minimalną styczność z branżą kredytową bądź pożyczkową zna przykłady osób, które niejednokrotnie nie ze swej winy znalazły się w kredytowej pułapce (np. zadłużyły się ponad stan, żeby ratować ciężko chorego członka rodziny).

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