Oddłużanie to remedium dla osób

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Dodany: 2018-02-17
Kategoria: adwokat rzeszów

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 Oddłużanie to remedium dla osób

 Oddłużanie to remedium dla osób, które nie radzą sobie ze zwrotem rat kredytowych

Ostatnimi czasy w Internecie możemy poznać więcej podmiotów gospodarczych, które obiecują w swoich materiałach reklamowych całkowite oddłużanie osoby zadłużonej Ile jest po tym prawdy bardzo łatwo sprawdzić. Przeważnie ich pomocną dłoń sprowadza się do zaciągnięcia jeszcze jednego kredytu, które nie jest żadnym rozwikłaniem dla osoby zadłużonej. Wprost przeciwnie sprawia, że trudność zadłużenia staje się w jeszcze większym stopniu palący. Klasycznym przykładem wydaje się być pewna firma, która swej działalności zajmuje się przydzielaniem pożyczek pozabankowych. Przykładowo jednostka, które nie uzyskała kredytów w banku, ponieważ nie miała zdolności kredytowej w tym miejscu pożyczkę uzyskuję. Jednakże wzory umowy delikatnie mówiąc nie zaakceptować są dla niej korzystne. Na rękę otrzymuje kwotę 4 tysięcy złotych a do oddania ma przeszło kilkanaście tysięcy (sama suma ubezpieczenia pożyczki wynosi blisko sześciu tysięcy złotych). Przy takim układzie oddłużanie wydaje się być najzwyczajniej w świecie niewykonalne. Bez kozery można powiedzieć, że owego typu praktyki stanowią lichwę w granicach obowiązującego po naszym kraju prawa. W opinii finansowych ekspertów wyłącznym skutecznym sposobem na oddłużanie jest przeprowadzenie upadłości konsumenckiej. To jedyna droga, aby osoba nadmiernie zadłużona zdołała wyjść na finansową prostą. Wszystkie inne metody tak naprawdę przedłużają tylko postać niewypłacalności dłużnika i odwlekają ostateczne rozwiązanie na bliżej nieokreśloną przyszłość.

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