Oddłużanie na warunkach określonych w naszym prawie

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Dodany: 2018-02-22
Kategoria: adwokat rzeszów

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 Oddłużanie na warunkach określonych w naszym prawie

 Oddłużanie na warunkach określonych w naszym prawie

W ostatnich latach w Internecie możemy spotkać więcej podmiotów gospodarczych, które obiecują w swoich materiałach reklamowych całkowite oddłużanie ludzie zadłużonej Ile jest w tym prawdy bardzo łatwo sprawdzić. Przeważnie ich pomocną dłoń sprowadza się do zaciągnięcia jeszcze jednego kredytu, które nie jest żadnym rozwikłaniem dla osoby zadłużonej. Klarownie przeciwnie sprawia, że kłopot zadłużenia staje się w jeszcze większym stopniu palący. Klasycznym przykładem wydaje się pewna firma, która swej działalności zajmuje się przydzielaniem pożyczek pozabankowych. Przykładowo postać, które nie uzyskała pożyczki w banku, ponieważ nie zaakceptować miała zdolności kredytowej tam pożyczkę uzyskuję. Jednakże wytyczne umowy delikatnie mówiąc nie są dla niej korzystne. Na rękę otrzymuje sumę 4 tysięcy złotych natomiast do oddania ma przeszło kilkanaście tysięcy (sama kwota ubezpieczenia pożyczki wynosi około sześciu tysięcy złotych). W takim układzie oddłużanie jest najzwyczajniej w świecie niewykonalne. Bez kozery można powiedzieć, że tego typu praktyki stanowią lichwę w granicach obowiązującego po naszym kraju prawa. W opinii finansowych ekspertów jedynym skutecznym sposobem na oddłużanie jest przeprowadzenie upadłości konsumenckiej. To jedyna droga, żeby osoba nadmiernie zadłużona mogła wyjść na finansową łatwą. Wszystkie inne metody faktycznie naprawdę przedłużają tylko stan niewypłacalności dłużnika i odwlekają ostateczne rozwiązanie na bardziej nieokreśloną przyszłość.

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