Bankructwo a toczące się postępowanie egzekucyjne

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Dodany: 2018-02-22
Kategoria: adwokat rzeszów

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 Bankructwo a toczące się postępowanie egzekucyjne

 Bankructwo a toczące się postępowanie egzekucyjne

Bankructwo to popularne określenie, które to w ostatnim czasie pozostało przypisane stosunkowo nowej przedsiębiorstw prawnej, jaką bez kwestionowania jest upadłość konsumencka. W uproszczeniu w zasadzie chodzi na temat to samo, ale nie zaakceptować jest to prawidłowe nazewnictwo. Zaczynając od samego zaczątku należy wspomnieć, że jeszcze kilka lat temu wraz z możliwości ogłoszenia upadłości potrafili skorzystać przedsiębiorcy lub spółki, które stanowiły oddzielne jednostki prawne. W tym momencie bankructwo to również dziedzina osób prywatnych- konsumentów. Wykorzystać mogą z niego osoby, których zobowiązania są faktycznie duże, że nie istnieją realne przesłanki na katalogów spłatę. Jedynym rozwiązaniem przy takim przypadku jest obwieszczenie upadłości konsumenckiej. Przykładowo dany dłużnik posiada zobowiązania dzięki kwotę powyżej dwustu tysięcy złotych a jego wyłącznym dochodem jest wynagrodzenie wynoszące, co miesiąc sumę tylko 1. 341 zł (wynagrodzenie minimalne). Jest zrozumiałym, że pomijając fakt jakby się starał to spłata takiego obciążenia jest po prostu niemożliwa z logicznego punktu widzenia. Kwestią oddzielną pozostaje zapytanie jak osoba o takich dochodach „wyhodowała” sobie tego typu zadłużenie (najczęściej jest to kwestia kredytów udzielanych we frankach szwajcarskich lub kredytów pozbankowych, które są obciążone astronomicznymi kosztami). Bankructwo i upadłość konsumencka to niewątpliwe sprawne lekarstwo dla osób przekredytownych i szansa na zwykłe życie bez windykacji jak i również strachu przed komornikiem.

Komentarze: 100


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